Mortgage

Loan-to-Income (LTI)

The Central Bank of Ireland mandates that the maximum amount you can borrow for a mortgage is typically 4 times your gross annual income. For example, a couple earning €100,000 combined can borrow up to €400,000.

See Loan-to-Income (LTI) applied in the Mortgage Repayment Calculator

Browse All Glossary Terms

First Home Scheme (FHS)Help to Buy (HTB)Loan-to-Value (LTV)Loan-to-Income (LTI)Annual Percentage Rate of Charge (APRC)Stamp Duty Solicitor Fees (Conveyancing)Valuation Fee Building Energy Rating (BER)Green Mortgage Approval in Principle (AIP)Mortgage Drawdown